Shoppers love these 10 flattering and flowy swimsuit cover-ups — all $20 or less for Memorial Day

It's a maxi dress/cover-up combo! From delicate florals to powerful solids, this loose-fitting number comes in over 40 colors and prints. It's a great alternative for beachgoers who prefer ankle-length coverage.

Pair this traditional, maxi-length caftan with heels, sandals, flats — it's as versatile as it is glamorous, and it washes like a dream. Choose from more than three dozen patterns, from soft to bright.

If you want a demure beach look, this cover-up doubles as a dress. Just throw it on after a dip in the ocean and head straight to the clam shack, no dry-off required.

Make a sexy statement at the beach with this lace beauty. More than 3,700 Amazon shoppers have given it a five-star review — they all but guarantee a 'fabulous' day by the water. Many cover-ups are baggy, but this one is streamlined and cinched at the waist for a more tailored look.

An ideal wardrobe workhorse for a few reasons. It has that perfect, bum-covering length — it's a bit longer in the back, which creates an attractive asymmetry. It also has three-quarter sleeves that give you a nice amount of sun protection but keep you from feeling too buttoned up. And it's made of a gauzy rayon that filters the sun while staying breathable, so you can feel as cool as you look.

This popular piece is all about waistless glamour! It's practically begging for fine jewelry, glittery sandals and an evening bag. The best part? It's only $15, and one size fits most.

Simple, shapely and versatile, this frock was made for throwing on at the last minute for any occasion. Available in 40 colors!

A cotton-and-polyester mix provides the right amount of lightweight texture and sheer coverage for your beach adventures, letting the air in and offering a little glimpse of your swimsuit without telling the whole story. Combine that with 17,000 five-star reviews, and you're looking at a sunny-day superstar.

Polyester and spandex make this cover-up soft and flowy, and the style adds coverage where you most want it while still allowing you to show some skin and enjoy that blissful ocean breeze. This fun little swing dress gained a happy following on Amazon — reviewers say they keep coming back for more colors and patterns. Why? Because it's flattering, easy, comfortable and pretty in its simplicity.

There's more than the low price to love about this. For starters, it's made of chiffon for a dressy-casual look that can take you from the beach to the farmer's market. Its longer rear hemline covers your butt and then some. For an elegant added touch, the border is accessorized with pompoms or tassels. Cute!